INDIA CREDIT-CARD COMPARISON

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Cards from India's leading issuers

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Browse all 16 issuers
AU Small Finance Bank 2Axis Bank 11BOBCARD 1DCB 1HDFC Bank 10HSBC 1IDFC FIRST Bank 6IndusInd Bank 3Kotak Mahindra Bank 2RBL Bank 1RoarBank 1SBI Card 8SBM 1Scapia 1Uni 1Yes Bank 1

CARD CATALOG

Cards matching your preferences

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AU LIT Credit Card promotional card visual
AU BankRewards

AU LIT Credit Card

Customisable card based on lifestyle and usage.

Annual feeNot listed
Top benefitChoose optional benefits to tailor the card to your needs
Also offersPartner discounts are advertised at selected merchants
Quick view
Key benefits
  • Choose optional benefits to tailor the card to your needs
  • Selected benefits require a fee
  • Partner discounts are advertised at selected merchants

Eligibility: Age 21–60; income ₹25,000/month

See fees, eligibility & all details Apply now
Axis LIC Signature Credit Card promotional card visual
Axis BankRewards

Axis LIC Signature Credit Card

Benefits for LIC premium payments.

Annual feeNil
Top benefitLIC premium and foreign-currency spends earn EDGE Reward Points
Also offersDomestic lounge visits require qualifying recent spends
Quick view
Key benefits
  • Lifetime-free offer is advertised
  • LIC premium and foreign-currency spends earn EDGE Reward Points
  • Domestic lounge visits require qualifying recent spends

Eligibility: Age 21–65; salaried income ₹5,00,000/year or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
Axis Privilege Credit Card promotional card visual
Axis BankRewards

Axis Privilege Credit Card

Exclusive shopping and travel benefits.

Annual fee₹1,500 + GST
Top benefitWelcome and annual-spend milestones can earn EDGE Reward Points
Also offersDomestic lounge access requires qualifying previous-quarter spend
Quick view
Key benefits
  • Welcome and annual-spend milestones can earn EDGE Reward Points
  • Domestic lounge access requires qualifying previous-quarter spend
  • Wednesday partner discounts and monthly District movie offer are advertised

Eligibility: Age 21–65; salaried income ₹50,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
Axis Rewards Visa Credit Card promotional card visual
Axis BankRewards

Axis Rewards Visa Credit Card

Rewards on apparel and departmental stores.

Annual fee₹1,000 + GST
Top benefitAccelerated EDGE Reward Points are advertised at apparel and departmental stores
Also offersDomestic lounge access requires qualifying previous-quarter spend
Quick view
Key benefits
  • Accelerated EDGE Reward Points are advertised at apparel and departmental stores
  • Domestic lounge access requires qualifying previous-quarter spend
  • Swiggy discount is subject to order minimums and monthly limits

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹3,60,000/year

See fees, eligibility & all details Apply now
HDFC Bank Credit Card promotional card visual
HDFC BankRewards

HDFC Bank Credit Card

Banking and card benefits.

Annual feeStarting at ₹500 + GST
Top benefitLounge access and insurance benefits vary by the specific HDFC card variant
Also offersSmart EMI is available on eligible purchases under issuer terms
Quick view
Key benefits
  • Lounge access and insurance benefits vary by the specific HDFC card variant
  • Smart EMI is available on eligible purchases under issuer terms
  • Milestone vouchers depend on card variant and qualifying spend

Eligibility: Age 21–65; salaried income ₹20,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
HSBC Platinum Credit Card promotional card visual
HSBCRewards

HSBC Platinum Credit Card

Lifetime-free card with no joining or annual fee.

Annual feeNil
Top benefitEarn 2 reward points per ₹150 spent
Also offersPoints can be converted to eligible air-mile or hotel partners through the HSBC app
Quick view
Key benefits
  • Lifetime-free offer is advertised
  • Earn 2 reward points per ₹150 spent
  • Points can be converted to eligible air-mile or hotel partners through the HSBC app

Eligibility: Age 21–65; salaried income ₹50,000/month or self-employed ITR above ₹12,00,000/year

See fees, eligibility & all details Apply now
IDFC First Credit Card promotional card visual
IDFC FIRSTRewards

IDFC First Credit Card

Lifetime-free card with up to 10X reward points.

Annual feeNil
Top benefitUp to 10X reward points on selected categories; earn rates and exclusions vary
Also offersRailway lounge access is subject to the previous-month spend requirement
Quick view
Key benefits
  • Lifetime-free offer is advertised
  • Up to 10X reward points on selected categories; earn rates and exclusions vary
  • Railway lounge access is subject to the previous-month spend requirement

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed income ₹3,00,000/year

See fees, eligibility & all details Apply now
IndusInd Legend Credit Card promotional card visual
IndusIndRewards

IndusInd Legend Credit Card

Travel, dining and shopping benefits.

Annual feeNil
Top benefitWeekend spends earn more reward points than weekday spends
Also offersMonthly BookMyShow buy-one-get-one movie tickets are advertised
Quick view
Key benefits
  • Lifetime-free offer is advertised
  • Weekend spends earn more reward points than weekday spends
  • Monthly BookMyShow buy-one-get-one movie tickets are advertised

Eligibility: Age 21–65; salaried income ₹80,000 or self-employed income ₹1,00,000 (period not stated)

See fees, eligibility & all details Apply now
IndusInd Platinum Credit Card promotional card visual
IndusIndRewards

IndusInd Platinum Credit Card

Lifetime-free card with reward points and partner discounts.

Annual feeNil
Top benefitEarn 1.5 reward points per ₹150 spent; the page states ₹0.65 value per point
Also offersCoverage and reward redemption depend on issuer terms
Quick view
Key benefits
  • Lifetime-free offer is advertised
  • Earn 1.5 reward points per ₹150 spent; the page states ₹0.65 value per point
  • Fuel waiver and travel insurance are advertised

Eligibility: Age 21–65; salaried income ₹20,000 or self-employed income ₹30,000 (period not stated)

See fees, eligibility & all details Apply now
Kotak League Platinum Credit Card promotional card visual
KotakRewards

Kotak League Platinum Credit Card

Premium lifestyle benefits and everyday rewards.

Annual feeNil
Top benefitEarn up to 8 reward points per ₹150 in selected categories; base rate and annual-spend tiers apply
Also offersSpend milestones can unlock PVR tickets or bonus points
Quick view
Key benefits
  • Lifetime-free offer is advertised
  • Earn up to 8 reward points per ₹150 in selected categories; base rate and annual-spend tiers apply
  • Spend milestones can unlock PVR tickets or bonus points

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹3,00,000/year

See fees, eligibility & all details Apply now
RBL Bank Shoprite Credit Card promotional card visual
RBL BankRewards

RBL Bank Shoprite Credit Card

Savings on everyday grocery spending.

Annual feeNil
Top benefitEarn accelerated reward points on grocery spends
Also offersPartner discounts are advertised at selected merchants
Quick view
Key benefits
  • Earn accelerated reward points on grocery spends
  • Partner discounts are advertised at selected merchants
  • Other eligible purchases earn reward points at a lower rate

Eligibility: Age 21–65; salaried income ₹15,000/month or self-employed ITR above ₹2,00,000/year

See fees, eligibility & all details Apply now
SBI Simply Save Credit Card promotional card visual
SBIRewards

SBI Simply Save Credit Card

Simple rewards and low fee for beginners.

Annual fee₹499 + GST from year two
Top benefitAccelerated reward points are advertised for dining, movies, groceries and departmental stores
Also offersOther eligible purchases earn a lower reward rate
Quick view
Key benefits
  • Accelerated reward points are advertised for dining, movies, groceries and departmental stores
  • Other eligible purchases earn a lower reward rate
  • Welcome points require qualifying spends within the stated period

Eligibility: Age 21–65; minimum income ₹30,000 (period not stated)

See fees, eligibility & all details Apply now

BEYOND THE APPLICATION

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01 / TRAVEL

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News & offersChanges and time-limited promotions →Practical guidesFees, rewards and lounge access →

THE CARD WEEK

Recent card updates, clearly explained

All news & offers →
Editorial illustration

SOURCE 26 October 2026 · SHOPPING OFFERS

HDFC × Acerpure: 5% cashback, up to ₹10,000, on eligible EasyEMI purchases

A current appliance offer with a ₹30,000 minimum purchase and specific EMI tenures. Here is how to compare the cashback with the final bill.

Read the summary →
Editorial illustration

SOURCE 26 October 2026 · SHOPPING OFFERS

HDFC × Blue Star: check the up to ₹4,000 EasyEMI cashback offer

Selected air conditioners qualify under an October–November promotion. The minimum transaction, six-month tenure and card exclusions matter.

Read the summary →
Editorial illustration

SOURCE 26 October 2026 · TRAVEL OFFERS

HSBC’s temporary 0% forex-markup offer runs until 31 October

Eligible foreign-currency purchases can receive a markup waiver. Posting date and the distinction between currency conversion and other charges are the details to watch.

Read the summary →

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