INDIA CREDIT-CARD COMPARISON

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Cashback Fuel Rewards Shopping Travel UPI & RuPay

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Cards from India's leading issuers

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Browse all 16 issuers
AU Small Finance Bank 2Axis Bank 11BOBCARD 1DCB 1HDFC Bank 10HSBC 1IDFC FIRST Bank 6IndusInd Bank 3Kotak Mahindra Bank 2RBL Bank 1RoarBank 1SBI Card 8SBM 1Scapia 1Uni 1Yes Bank 1

CARD CATALOG

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Individual review dates on card pages

SBI Cashback Credit Card promotional card visual
SBICashback

SBI Cashback Credit Card

Cashback on eligible online and offline spending.

Annual fee₹999 + GST from year two
Top benefitCashback is advertised on eligible online transactions
Also offersEligible offline spends earn a lower cashback rate
Quick view
Key benefits
  • Cashback is advertised on eligible online transactions
  • Eligible offline spends earn a lower cashback rate
  • Combined cashback has a monthly statement cap

Eligibility: Age 21–65; minimum income ₹30,000 (period not stated)

See fees, eligibility & all details Apply now
HDFC Millennia Credit Card promotional card visual
HDFC BankCashback

HDFC Millennia Credit Card

Built for online shoppers, foodies and frequent flyers.

Annual fee₹1,000 + GST
Top benefitCashback is advertised on selected online merchants, subject to billing-cycle caps
Also offersOther eligible spends earn a separate cashback rate
Quick view
Key benefits
  • Cashback is advertised on selected online merchants, subject to billing-cycle caps
  • Other eligible spends earn a separate cashback rate
  • Quarterly spend milestones can unlock gift vouchers

Eligibility: Age 21–40; salaried income ₹35,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
Axis Flipkart Credit Card promotional card visual
Axis BankCashback

Axis Flipkart Credit Card

Accelerated cashback across favourite categories.

Annual fee₹500 + GST from year two
Top benefitCashback is advertised on Flipkart, Cleartrip, Myntra and selected partners
Also offersRates, quarterly caps and eligible merchants vary
Quick view
Key benefits
  • Cashback is advertised on Flipkart, Cleartrip, Myntra and selected partners
  • Rates, quarterly caps and eligible merchants vary
  • Fuel surcharge waiver is subject to transaction limits and a cap

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹3,60,000/year

See fees, eligibility & all details Apply now
SBI Simply Click Credit Card promotional card visual
SBIShopping

SBI Simply Click Credit Card

Entry-level card designed for internet purchases.

Annual fee₹499 + GST from year two
Top benefitAccelerated reward points are advertised at select online partners
Also offersOther online spends earn a lower reward rate than partner spends
Quick view
Key benefits
  • Accelerated reward points are advertised at select online partners
  • Other online spends earn a lower reward rate than partner spends
  • Offline reward rate is lower; reward-point value depends on redemption

Eligibility: Age 21–65; minimum income ₹25,000 (period not stated)

See fees, eligibility & all details Apply now
IDFC FIRST WOW Credit Card promotional card visual
IDFC FIRSTTravel

IDFC FIRST WOW Credit Card

Lifetime-free credit card.

Annual feeNil
Top benefitThe credit limit is linked to the fixed deposit; income proof is not required per the offer page
Also offersZero forex markup is advertised for eligible international transactions
Quick view
Key benefits
  • Lifetime-free, fixed-deposit-backed card is advertised
  • The credit limit is linked to the fixed deposit; income proof is not required per the offer page
  • Zero forex markup is advertised for eligible international transactions

Eligibility: New-to-credit allowed; fixed deposit of ₹20,000 or more described in benefits

See fees, eligibility & all details Apply now
SBI BPCL Credit Card promotional card visual
SBIFuel

SBI BPCL Credit Card

Fuel-focused benefits.

Annual fee₹499 + GST from year two
Top benefitEarn accelerated reward points on eligible BPCL fuel spends
Also offersDining, grocery, movie and departmental-store spends have a separate reward rate
Quick view
Key benefits
  • Earn accelerated reward points on eligible BPCL fuel spends
  • Dining, grocery, movie and departmental-store spends have a separate reward rate
  • Welcome reward points require card activation and qualifying terms

Eligibility: Age 21–65; income ₹30,000/month

See fees, eligibility & all details Apply now
Scapia Co-Branded Credit Card promotional card visual
ScapiaTravel

Scapia Co-Branded Credit Card

Travel-focused credit-card benefits.

Annual feeNil
Top benefitZero forex markup is advertised for eligible international transactions
Also offersDomestic lounge access requires the stated monthly card spend
Quick view
Key benefits
  • No joining or annual fee is advertised
  • Zero forex markup is advertised for eligible international transactions
  • Domestic lounge access requires the stated monthly card spend

Eligibility: Age 23–40; salaried income ₹30,000/month or self-employed income ₹4,00,000/year

See fees, eligibility & all details Apply now
BOBCARD Eterna Credit Card promotional card visual
BOBCARDTravel

BOBCARD Eterna Credit Card

Travel and lounge benefits with a low forex markup.

Annual fee₹2,499 + GST
Top benefitUp to 15 reward points per ₹100 on eligible categories; reward caps and exclusions apply
Also offersDomestic airport lounge access subject to spend criteria
Quick view
Key benefits
  • First-year-free offer is advertised
  • Up to 15 reward points per ₹100 on eligible categories; reward caps and exclusions apply
  • Domestic airport lounge access subject to spend criteria

Eligibility: Age 21–65; salaried or self-employed

See fees, eligibility & all details Apply now
AU Bank Altura Plus Credit Card promotional card visual
AU BankCashback

AU Bank Altura Plus Credit Card

Cashback on everyday-spending categories.

Annual feeNil under limited-time offer
Top benefitOnline retail spends can earn reward points
Also offersSelected utility, telecom and insurance categories have a separate points rate and cap
Quick view
Key benefits
  • Online retail spends can earn reward points
  • Selected utility, telecom and insurance categories have a separate points rate and cap
  • Offline POS cashback has a monthly cap

Eligibility: Age 21–65; salaried or self-employed

See fees, eligibility & all details Apply now
AU LIT Credit Card promotional card visual
AU BankRewards

AU LIT Credit Card

Customisable card based on lifestyle and usage.

Annual feeNot listed
Top benefitChoose optional benefits to tailor the card to your needs
Also offersPartner discounts are advertised at selected merchants
Quick view
Key benefits
  • Choose optional benefits to tailor the card to your needs
  • Selected benefits require a fee
  • Partner discounts are advertised at selected merchants

Eligibility: Age 21–60; income ₹25,000/month

See fees, eligibility & all details Apply now
Axis Airtel RuPay Credit Card promotional card visual
Axis BankCashback

Axis Airtel RuPay Credit Card

Telecom and everyday rewards.

Annual fee₹500 + GST from year two
Top benefitCashback is advertised on Airtel bills paid through Airtel Thanks
Also offersSelected Zomato, Blinkit and District transactions have a separate cashback rate
Quick view
Key benefits
  • Cashback is advertised on Airtel bills paid through Airtel Thanks
  • Selected Zomato, Blinkit and District transactions have a separate cashback rate
  • Utility bill cashback has a cap

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹3,60,000/year

See fees, eligibility & all details Apply now
Axis Cashback Credit Card promotional card visual
Axis BankCashback

Axis Cashback Credit Card

For frequent online shoppers.

Annual fee₹1,000 + GST
Top benefitTiered cashback is advertised on eligible online spends, with a monthly cap
Also offersOffline and travel spends earn a separate cashback rate
Quick view
Key benefits
  • Tiered cashback is advertised on eligible online spends, with a monthly cap
  • Offline and travel spends earn a separate cashback rate
  • Utility bill cashback is capped

Eligibility: Age 21–65; salaried income ₹50,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now

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News & offersChanges and time-limited promotions →Practical guidesFees, rewards and lounge access →

THE CARD WEEK

Recent card updates, clearly explained

All news & offers →
Editorial illustration

SOURCE 26 October 2026 · SHOPPING OFFERS

HDFC × Acerpure: 5% cashback, up to ₹10,000, on eligible EasyEMI purchases

A current appliance offer with a ₹30,000 minimum purchase and specific EMI tenures. Here is how to compare the cashback with the final bill.

Read the summary →
Editorial illustration

SOURCE 26 October 2026 · SHOPPING OFFERS

HDFC × Blue Star: check the up to ₹4,000 EasyEMI cashback offer

Selected air conditioners qualify under an October–November promotion. The minimum transaction, six-month tenure and card exclusions matter.

Read the summary →
Editorial illustration

SOURCE 26 October 2026 · TRAVEL OFFERS

HSBC’s temporary 0% forex-markup offer runs until 31 October

Eligible foreign-currency purchases can receive a markup waiver. Posting date and the distinction between currency conversion and other charges are the details to watch.

Read the summary →

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