AU LIT Credit Card

THE VALUE AT A GLANCE

What this card offers

The features to weigh against your spending habits.

• Choose optional benefits to tailor the card to your needs
• Selected benefits require a fee
• Partner discounts are advertised at selected merchants
• Review each benefit price and renewal terms before selecting

KNOW THE COST

Fees & annual waiver

Joining fee

Not listed; paid add-on benefits are advertised

Annual fee

Not listed

Fee waiver

Depends on chosen benefit packs

Check the issuer’s current schedule for taxes, interest, late-payment charges and other transaction fees.

BEFORE YOU APPLY

Eligibility

The listed application requirements for this card.

• Age 21–60
• income ₹25,000/month
• credit score 700+
• existing card at least six months old with ₹30,000 minimum limit
• no delayed payments in past 12 months

The issuer makes the final approval decision. Meeting the listed requirements does not guarantee approval.

KEEP THESE READY

Documents

• PAN card
• Aadhaar linked to a mobile number for eKYC
• Address proof
• Income proof if requested

The exact documents depend on the issuer’s application and KYC requirements. Submit documents only through the authorized application process.

YOUR NEXT STEP

How to apply

1. Check your card choiceReview the fee, benefits and application requirements above.
2. Open the applicationChoose Apply now to continue to the partner’s application page.
3. Follow the issuer’s processConfirm the exact card variant and current terms, then complete the requested steps.

For lounge benefits, check your exact card variant, current spend requirements and remaining visits before travelling.