IndusInd Platinum Credit Card

THE VALUE AT A GLANCE

What this card offers

The features to weigh against your spending habits.

• Lifetime-free offer is advertised
• Earn 1.5 reward points per ₹150 spent; the page states ₹0.65 value per point
• Fuel waiver and travel insurance are advertised
• Coverage and reward redemption depend on issuer terms

KNOW THE COST

Fees & annual waiver

Joining fee

Nil

Annual fee

Nil

Fee waiver

Not applicable

Check the issuer’s current schedule for taxes, interest, late-payment charges and other transaction fees.

BEFORE YOU APPLY

Eligibility

The listed application requirements for this card.

• Age 21–65
• salaried income ₹20,000 or self-employed income ₹30,000 (period not stated)
• credit score 650+
• new-to-credit allowed
• no delayed payments in past 12 months

The issuer makes the final approval decision. Meeting the listed requirements does not guarantee approval.

KEEP THESE READY

Documents

• Aadhaar and PAN details
• Income proof may be requested

The exact documents depend on the issuer’s application and KYC requirements. Submit documents only through the authorized application process.

YOUR NEXT STEP

How to apply

1. Check your card choiceReview the fee, benefits and application requirements above.
2. Open the applicationChoose Apply now to continue to the partner’s application page.
3. Follow the issuer’s processConfirm the exact card variant and current terms, then complete the requested steps.

For lounge benefits, check your exact card variant, current spend requirements and remaining visits before travelling.