INDIA CREDIT-CARD COMPARISON

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Cashback Fuel Rewards Shopping Travel UPI & RuPay

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AU Small Finance Bank 2Axis Bank 11BOBCARD 1DCB 1HDFC Bank 10HSBC 1IDFC FIRST Bank 6IndusInd Bank 3Kotak Mahindra Bank 2RBL Bank 1RoarBank 1SBI Card 8SBM 1Scapia 1Uni 1Yes Bank 1

CARD CATALOG

Cards matching your preferences

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SBI Cashback Credit Card promotional card visual
SBICashback

SBI Cashback Credit Card

Cashback on eligible online and offline spending.

Annual fee₹999 + GST from year two
Top benefitCashback is advertised on eligible online transactions
Also offersEligible offline spends earn a lower cashback rate
Quick view
Key benefits
  • Cashback is advertised on eligible online transactions
  • Eligible offline spends earn a lower cashback rate
  • Combined cashback has a monthly statement cap

Eligibility: Age 21–65; minimum income ₹30,000 (period not stated)

See fees, eligibility & all details Apply now
HDFC Millennia Credit Card promotional card visual
HDFC BankCashback

HDFC Millennia Credit Card

Built for online shoppers, foodies and frequent flyers.

Annual fee₹1,000 + GST
Top benefitCashback is advertised on selected online merchants, subject to billing-cycle caps
Also offersOther eligible spends earn a separate cashback rate
Quick view
Key benefits
  • Cashback is advertised on selected online merchants, subject to billing-cycle caps
  • Other eligible spends earn a separate cashback rate
  • Quarterly spend milestones can unlock gift vouchers

Eligibility: Age 21–40; salaried income ₹35,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
Axis Flipkart Credit Card promotional card visual
Axis BankCashback

Axis Flipkart Credit Card

Accelerated cashback across favourite categories.

Annual fee₹500 + GST from year two
Top benefitCashback is advertised on Flipkart, Cleartrip, Myntra and selected partners
Also offersRates, quarterly caps and eligible merchants vary
Quick view
Key benefits
  • Cashback is advertised on Flipkart, Cleartrip, Myntra and selected partners
  • Rates, quarterly caps and eligible merchants vary
  • Fuel surcharge waiver is subject to transaction limits and a cap

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹3,60,000/year

See fees, eligibility & all details Apply now
AU Bank Altura Plus Credit Card promotional card visual
AU BankCashback

AU Bank Altura Plus Credit Card

Cashback on everyday-spending categories.

Annual feeNil under limited-time offer
Top benefitOnline retail spends can earn reward points
Also offersSelected utility, telecom and insurance categories have a separate points rate and cap
Quick view
Key benefits
  • Online retail spends can earn reward points
  • Selected utility, telecom and insurance categories have a separate points rate and cap
  • Offline POS cashback has a monthly cap

Eligibility: Age 21–65; salaried or self-employed

See fees, eligibility & all details Apply now
Axis Airtel RuPay Credit Card promotional card visual
Axis BankCashback

Axis Airtel RuPay Credit Card

Telecom and everyday rewards.

Annual fee₹500 + GST from year two
Top benefitCashback is advertised on Airtel bills paid through Airtel Thanks
Also offersSelected Zomato, Blinkit and District transactions have a separate cashback rate
Quick view
Key benefits
  • Cashback is advertised on Airtel bills paid through Airtel Thanks
  • Selected Zomato, Blinkit and District transactions have a separate cashback rate
  • Utility bill cashback has a cap

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹3,60,000/year

See fees, eligibility & all details Apply now
Axis Cashback Credit Card promotional card visual
Axis BankCashback

Axis Cashback Credit Card

For frequent online shoppers.

Annual fee₹1,000 + GST
Top benefitTiered cashback is advertised on eligible online spends, with a monthly cap
Also offersOffline and travel spends earn a separate cashback rate
Quick view
Key benefits
  • Tiered cashback is advertised on eligible online spends, with a monthly cap
  • Offline and travel spends earn a separate cashback rate
  • Utility bill cashback is capped

Eligibility: Age 21–65; salaried income ₹50,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
HDFC Pixel Go Credit Card promotional card visual
HDFC BankCashback

HDFC Pixel Go Credit Card

Cashback, flexible billing and PayZapp controls.

Annual fee₹250 + GST
Top benefitAdvertised 1% cashback on eligible transactions
Also offersAdditional cashback is advertised on selected SmartBuy categories
Quick view
Key benefits
  • Advertised 1% cashback on eligible transactions
  • Additional cashback is advertised on selected SmartBuy categories
  • RuPay variant UPI cashback is subject to a monthly cap

Eligibility: Age 21–65; salaried income ₹20,000/month or self-employed income ₹50,000/month

See fees, eligibility & all details Apply now
HDFC Pixel Play Credit Card promotional card visual
HDFC BankCashback

HDFC Pixel Play Credit Card

Up to 5% cashback on selected brands and flexible billing.

Annual fee₹500 + GST
Top benefitChoose two brand packs for advertised 5% cashback, subject to monthly caps
Also offersChoose one eligible e-commerce partner for advertised 3% cashback
Quick view
Key benefits
  • Choose two brand packs for advertised 5% cashback, subject to monthly caps
  • Choose one eligible e-commerce partner for advertised 3% cashback
  • Other eligible spends earn advertised 1% cashback; exclusions and caps apply

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed income ₹50,000/month

See fees, eligibility & all details Apply now
HDFC Swiggy Credit Card promotional card visual
HDFC BankCashback

HDFC Swiggy Credit Card

Food and lifestyle benefits.

Annual fee₹500 + GST
Top benefitCashback is advertised on Swiggy and selected shopping partners, subject to caps and exclusions
Also offersComplimentary Swiggy One membership is advertised as a welcome benefit
Quick view
Key benefits
  • Cashback is advertised on Swiggy and selected shopping partners, subject to caps and exclusions
  • Complimentary Swiggy One membership is advertised as a welcome benefit
  • Other eligible categories have a separate cashback rate and cap

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
Kotak Cashback Plus Credit Card promotional card visual
KotakCashback

Kotak Cashback Plus Credit Card

Cashback on everyday spending.

Annual fee₹750 + GST
Top benefitCashback is advertised on online grocery, food delivery and entertainment platforms
Also offersFuel cashback and all-other-spend cashback are advertised at separate rates
Quick view
Key benefits
  • Cashback is advertised on online grocery, food delivery and entertainment platforms
  • Fuel cashback and all-other-spend cashback are advertised at separate rates
  • Fuel surcharge waiver has transaction and annual limits

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹3,00,000/year

See fees, eligibility & all details Apply now
RoarBank RuPay Credit Card promotional card visual
RoarBankCashback

RoarBank RuPay Credit Card

Savings-account and RuPay-powered UPI payments benefits.

Annual feeNil
Top benefitUp to 20% cashback on two monthly selected categories is advertised
Also offersCombines a savings account, RuPay credit card and UPI payments
Quick view
Key benefits
  • Lifetime-free offer is advertised
  • Up to 20% cashback on two monthly selected categories is advertised
  • Combines a savings account, RuPay credit card and UPI payments

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹3,00,000/year

See fees, eligibility & all details Apply now
SBI Flipkart Credit Card promotional card visual
SBICashback

SBI Flipkart Credit Card

Everyday online-shopping benefits.

Annual fee₹500 + GST
Top benefitCashback is advertised at Flipkart, Shopsy, Flipkart Travel and Cleartrip
Also offersMyntra and selected partner cashback rates have quarterly caps
Quick view
Key benefits
  • Cashback is advertised at Flipkart, Shopsy, Flipkart Travel and Cleartrip
  • Myntra and selected partner cashback rates have quarterly caps
  • Other eligible retail spends earn cashback at a separate rate

Eligibility: Age 21–65; salaried or self-employed

See fees, eligibility & all details Apply now

BEYOND THE APPLICATION

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News & offersChanges and time-limited promotions →Practical guidesFees, rewards and lounge access →

THE CARD WEEK

Recent card updates, clearly explained

All news & offers →
Editorial illustration

SOURCE 26 October 2026 · SHOPPING OFFERS

HDFC × Acerpure: 5% cashback, up to ₹10,000, on eligible EasyEMI purchases

A current appliance offer with a ₹30,000 minimum purchase and specific EMI tenures. Here is how to compare the cashback with the final bill.

Read the summary →
Editorial illustration

SOURCE 26 October 2026 · SHOPPING OFFERS

HDFC × Blue Star: check the up to ₹4,000 EasyEMI cashback offer

Selected air conditioners qualify under an October–November promotion. The minimum transaction, six-month tenure and card exclusions matter.

Read the summary →
Editorial illustration

SOURCE 26 October 2026 · TRAVEL OFFERS

HSBC’s temporary 0% forex-markup offer runs until 31 October

Eligible foreign-currency purchases can receive a markup waiver. Posting date and the distinction between currency conversion and other charges are the details to watch.

Read the summary →

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