INDIA CREDIT-CARD COMPARISON

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Cashback Fuel Rewards Shopping Travel UPI & RuPay

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Cards from India's leading issuers

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AU Small Finance Bank 2Axis Bank 11BOBCARD 1DCB 1HDFC Bank 10HSBC 1IDFC FIRST Bank 6IndusInd Bank 3Kotak Mahindra Bank 2RBL Bank 1RoarBank 1SBI Card 8SBM 1Scapia 1Uni 1Yes Bank 1

CARD CATALOG

Cards matching your preferences

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HDFC Millennia Credit Card promotional card visual
HDFC BankCashback

HDFC Millennia Credit Card

Built for online shoppers, foodies and frequent flyers.

Annual fee₹1,000 + GST
Top benefitCashback is advertised on selected online merchants, subject to billing-cycle caps
Also offersOther eligible spends earn a separate cashback rate
Quick view
Key benefits
  • Cashback is advertised on selected online merchants, subject to billing-cycle caps
  • Other eligible spends earn a separate cashback rate
  • Quarterly spend milestones can unlock gift vouchers

Eligibility: Age 21–40; salaried income ₹35,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
HDFC Swiggy Credit Card promotional card visual
HDFC BankCashback

HDFC Swiggy Credit Card

Food and lifestyle benefits.

Annual fee₹500 + GST
Top benefitCashback is advertised on Swiggy and selected shopping partners, subject to caps and exclusions
Also offersComplimentary Swiggy One membership is advertised as a welcome benefit
Quick view
Key benefits
  • Cashback is advertised on Swiggy and selected shopping partners, subject to caps and exclusions
  • Complimentary Swiggy One membership is advertised as a welcome benefit
  • Other eligible categories have a separate cashback rate and cap

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
Tata Neu HDFC Bank Credit Card promotional card visual
HDFC BankUPI & RuPay

Tata Neu HDFC Bank Credit Card

Up to 10% savings as NeuCoins on eligible Tata brands.

Annual feeNeu Plus: ₹499 + GST; Neu Infinity: ₹1,499 + GST
Top benefitEarn NeuCoins on eligible Tata brand purchases through Tata Neu
Also offersNon-Tata purchases and UPI spends have separate earning rates and caps
Quick view
Key benefits
  • Earn NeuCoins on eligible Tata brand purchases through Tata Neu
  • Non-Tata purchases and UPI spends have separate earning rates and caps
  • Fuel surcharge waiver is advertised

Eligibility: Age 21–65; salaried income ₹25,000/month for Plus or ₹1,00,000/month for Infinity

See fees, eligibility & all details Apply now
HDFC RuPay Credit Card promotional card visual
HDFC BankUPI & RuPay

HDFC RuPay Credit Card

Credit and convenience on RuPay.

Annual fee₹99 + GST
Top benefitEarn reward points or cashback according to the specific HDFC card variant
Also offersRuPay contactless payments are supported at eligible merchants
Quick view
Key benefits
  • Earn reward points or cashback according to the specific HDFC card variant
  • RuPay contactless payments are supported at eligible merchants
  • Partner offers and fuel surcharge waiver depend on the selected variant and current terms

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
HDFC Pixel Play Credit Card promotional card visual
HDFC BankCashback

HDFC Pixel Play Credit Card

Up to 5% cashback on selected brands and flexible billing.

Annual fee₹500 + GST
Top benefitChoose two brand packs for advertised 5% cashback, subject to monthly caps
Also offersChoose one eligible e-commerce partner for advertised 3% cashback
Quick view
Key benefits
  • Choose two brand packs for advertised 5% cashback, subject to monthly caps
  • Choose one eligible e-commerce partner for advertised 3% cashback
  • Other eligible spends earn advertised 1% cashback; exclusions and caps apply

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed income ₹50,000/month

See fees, eligibility & all details Apply now
HDFC Pixel Go Credit Card promotional card visual
HDFC BankCashback

HDFC Pixel Go Credit Card

Cashback, flexible billing and PayZapp controls.

Annual fee₹250 + GST
Top benefitAdvertised 1% cashback on eligible transactions
Also offersAdditional cashback is advertised on selected SmartBuy categories
Quick view
Key benefits
  • Advertised 1% cashback on eligible transactions
  • Additional cashback is advertised on selected SmartBuy categories
  • RuPay variant UPI cashback is subject to a monthly cap

Eligibility: Age 21–65; salaried income ₹20,000/month or self-employed income ₹50,000/month

See fees, eligibility & all details Apply now
HDFC Bank Marriott Credit Card promotional card visual
HDFC BankTravel

HDFC Bank Marriott Credit Card

Luxury-stay benefits.

Annual fee₹3,000 + GST
Top benefitEarn Marriott Bonvoy points on eligible spends and participating hotel spends
Also offersDomestic and international lounge visits are advertised with annual limits
Quick view
Key benefits
  • Earn Marriott Bonvoy points on eligible spends and participating hotel spends
  • Domestic and international lounge visits are advertised with annual limits
  • Marriott Bonvoy Silver Elite status is advertised

Eligibility: Age 21–65; salaried gross income above ₹1,00,000/month or self-employed ITR above ₹15,00,000/year

See fees, eligibility & all details Apply now
HDFC IRCTC Credit Card promotional card visual
HDFC BankTravel

HDFC IRCTC Credit Card

Travel and IRCTC booking rewards.

Annual feeNil under promotional offer
Top benefitEarn accelerated reward points on IRCTC ticket bookings
Also offersEarn reward points on other eligible spends at a lower rate
Quick view
Key benefits
  • Earn accelerated reward points on IRCTC ticket bookings
  • Earn reward points on other eligible spends at a lower rate
  • IRCTC Executive Lounge visits are advertised with quarterly limits

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
HDFC Shoppers Stop Credit Card promotional card visual
HDFC BankShopping

HDFC Shoppers Stop Credit Card

Shopping-focused card.

Annual fee₹299 + GST
Top benefitEarn reward points on Shoppers Stop purchases and other eligible spends
Also offersA Shoppers Stop voucher is advertised as a welcome benefit
Quick view
Key benefits
  • Earn reward points on Shoppers Stop purchases and other eligible spends
  • A Shoppers Stop voucher is advertised as a welcome benefit
  • Silver Edge membership is advertised

Eligibility: Age 21–65; salaried income ₹20,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
HDFC Bank Credit Card promotional card visual
HDFC BankRewards

HDFC Bank Credit Card

Banking and card benefits.

Annual feeStarting at ₹500 + GST
Top benefitLounge access and insurance benefits vary by the specific HDFC card variant
Also offersSmart EMI is available on eligible purchases under issuer terms
Quick view
Key benefits
  • Lounge access and insurance benefits vary by the specific HDFC card variant
  • Smart EMI is available on eligible purchases under issuer terms
  • Milestone vouchers depend on card variant and qualifying spend

Eligibility: Age 21–65; salaried income ₹20,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now

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THE CARD WEEK

Recent card updates, clearly explained

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Editorial illustration

SOURCE 26 October 2026 · SHOPPING OFFERS

HDFC × Acerpure: 5% cashback, up to ₹10,000, on eligible EasyEMI purchases

A current appliance offer with a ₹30,000 minimum purchase and specific EMI tenures. Here is how to compare the cashback with the final bill.

Read the summary →
Editorial illustration

SOURCE 26 October 2026 · SHOPPING OFFERS

HDFC × Blue Star: check the up to ₹4,000 EasyEMI cashback offer

Selected air conditioners qualify under an October–November promotion. The minimum transaction, six-month tenure and card exclusions matter.

Read the summary →
Editorial illustration

SOURCE 26 October 2026 · TRAVEL OFFERS

HSBC’s temporary 0% forex-markup offer runs until 31 October

Eligible foreign-currency purchases can receive a markup waiver. Posting date and the distinction between currency conversion and other charges are the details to watch.

Read the summary →

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