HDFC Bank
UPI & RuPayTata Neu HDFC Bank Credit Card
Up to 10% savings as NeuCoins on eligible Tata brands.

- Joining fee
- Nil
- Annual fee
- Neu Plus: ₹499 + GST; Neu Infinity: ₹1,499 + GST
- Annual fee waiver
- Neu Plus waived on ₹1,00,000 spend; Neu Infinity on ₹3,00,000 spend
THE VALUE AT A GLANCE
What this card offers
The features to weigh against your spending habits.
- Earn NeuCoins on eligible Tata brand purchases through Tata Neu
- Non-Tata purchases and UPI spends have separate earning rates and caps
- Fuel surcharge waiver is advertised
- Benefits differ between Neu Plus and Neu Infinity variants
KNOW THE COST
Fees & annual waiver
- Joining fee
- Nil
- Annual fee
- Neu Plus: ₹499 + GST; Neu Infinity: ₹1,499 + GST
- Fee waiver
- Neu Plus waived on ₹1,00,000 spend; Neu Infinity on ₹3,00,000 spend
Check the issuer’s current schedule for taxes, interest, late-payment charges and other transaction fees.
Offer details to check
Variant-specific rewards and fees apply
BEFORE YOU APPLY
Eligibility
The listed application requirements for this card.
- Age 21–65
- salaried income ₹25,000/month for Plus or ₹1,00,000/month for Infinity
- self-employed income ₹6,00,000/year for Plus or ₹12,00,000/year for Infinity
The issuer makes the final approval decision. Meeting the listed requirements does not guarantee approval.
KEEP THESE READY
Documents
- PAN card or Form 60
- Address proof such as Aadhaar, passport or utility bill
- Income proof such as bank statements or salary slips
- A photograph may be requested
The exact documents depend on the issuer’s application and KYC requirements. Submit documents only through the authorized application process.
YOUR NEXT STEP
How to apply
- Check your card choiceReview the fee, benefits and application requirements above.
- Open the applicationChoose Apply now to continue to the partner’s application page.
- Follow the issuer’s processConfirm the exact card variant and current terms, then complete the requested steps.
For lounge benefits, check your exact card variant, current spend requirements and remaining visits before travelling.
About this card’s information
Details reviewed on 26 September 2026. Fees, benefits and eligibility can change. Issuer-document checks remain pending for some details.
Have a question or spotted a detail to update?
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