INDIA CREDIT-CARD COMPARISON

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Cashback Fuel Rewards Shopping Travel UPI & RuPay

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Cards from India's leading issuers

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Browse all 16 issuers
AU Small Finance Bank 2Axis Bank 11BOBCARD 1DCB 1HDFC Bank 10HSBC 1IDFC FIRST Bank 6IndusInd Bank 3Kotak Mahindra Bank 2RBL Bank 1RoarBank 1SBI Card 8SBM 1Scapia 1Uni 1Yes Bank 1

CARD CATALOG

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Individual review dates on card pages

HDFC Pixel Go Credit Card promotional card visual
HDFC BankCashback

HDFC Pixel Go Credit Card

Cashback, flexible billing and PayZapp controls.

Annual fee₹250 + GST
Top benefitAdvertised 1% cashback on eligible transactions
Also offersAdditional cashback is advertised on selected SmartBuy categories
Quick view
Key benefits
  • Advertised 1% cashback on eligible transactions
  • Additional cashback is advertised on selected SmartBuy categories
  • RuPay variant UPI cashback is subject to a monthly cap

Eligibility: Age 21–65; salaried income ₹20,000/month or self-employed income ₹50,000/month

See fees, eligibility & all details Apply now
HDFC Pixel Play Credit Card promotional card visual
HDFC BankCashback

HDFC Pixel Play Credit Card

Up to 5% cashback on selected brands and flexible billing.

Annual fee₹500 + GST
Top benefitChoose two brand packs for advertised 5% cashback, subject to monthly caps
Also offersChoose one eligible e-commerce partner for advertised 3% cashback
Quick view
Key benefits
  • Choose two brand packs for advertised 5% cashback, subject to monthly caps
  • Choose one eligible e-commerce partner for advertised 3% cashback
  • Other eligible spends earn advertised 1% cashback; exclusions and caps apply

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed income ₹50,000/month

See fees, eligibility & all details Apply now
HDFC RuPay Credit Card promotional card visual
HDFC BankUPI & RuPay

HDFC RuPay Credit Card

Credit and convenience on RuPay.

Annual fee₹99 + GST
Top benefitEarn reward points or cashback according to the specific HDFC card variant
Also offersRuPay contactless payments are supported at eligible merchants
Quick view
Key benefits
  • Earn reward points or cashback according to the specific HDFC card variant
  • RuPay contactless payments are supported at eligible merchants
  • Partner offers and fuel surcharge waiver depend on the selected variant and current terms

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
HDFC Shoppers Stop Credit Card promotional card visual
HDFC BankShopping

HDFC Shoppers Stop Credit Card

Shopping-focused card.

Annual fee₹299 + GST
Top benefitEarn reward points on Shoppers Stop purchases and other eligible spends
Also offersA Shoppers Stop voucher is advertised as a welcome benefit
Quick view
Key benefits
  • Earn reward points on Shoppers Stop purchases and other eligible spends
  • A Shoppers Stop voucher is advertised as a welcome benefit
  • Silver Edge membership is advertised

Eligibility: Age 21–65; salaried income ₹20,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
HDFC Swiggy Credit Card promotional card visual
HDFC BankCashback

HDFC Swiggy Credit Card

Food and lifestyle benefits.

Annual fee₹500 + GST
Top benefitCashback is advertised on Swiggy and selected shopping partners, subject to caps and exclusions
Also offersComplimentary Swiggy One membership is advertised as a welcome benefit
Quick view
Key benefits
  • Cashback is advertised on Swiggy and selected shopping partners, subject to caps and exclusions
  • Complimentary Swiggy One membership is advertised as a welcome benefit
  • Other eligible categories have a separate cashback rate and cap

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
HSBC Platinum Credit Card promotional card visual
HSBCRewards

HSBC Platinum Credit Card

Lifetime-free card with no joining or annual fee.

Annual feeNil
Top benefitEarn 2 reward points per ₹150 spent
Also offersPoints can be converted to eligible air-mile or hotel partners through the HSBC app
Quick view
Key benefits
  • Lifetime-free offer is advertised
  • Earn 2 reward points per ₹150 spent
  • Points can be converted to eligible air-mile or hotel partners through the HSBC app

Eligibility: Age 21–65; salaried income ₹50,000/month or self-employed ITR above ₹12,00,000/year

See fees, eligibility & all details Apply now
IDFC FIRST Bank Mayura Credit Card promotional card visual
IDFC FIRSTTravel

IDFC FIRST Bank Mayura Credit Card

Travel-focused benefits.

Annual fee₹5,999 + GST from year two
Top benefitZero forex markup is advertised for eligible international transactions
Also offersDomestic, international and railway lounge visits are subject to card and spend conditions
Quick view
Key benefits
  • Zero forex markup is advertised for eligible international transactions
  • Domestic, international and railway lounge visits are subject to card and spend conditions
  • BookMyShow buy-one-get-one offer requires qualifying previous-month spend

Eligibility: Age 21–65; salaried or self-employed

See fees, eligibility & all details Apply now
IDFC FIRST WOW Black Credit Card promotional card visual
IDFC FIRSTUPI & RuPay

IDFC FIRST WOW Black Credit Card

Zero forex markup.

Annual fee₹750 + GST
Top benefitZero forex markup is advertised for eligible international transactions
Also offersDomestic lounge access and travel-booking rewards are subject to conditions
Quick view
Key benefits
  • Zero forex markup is advertised for eligible international transactions
  • Domestic lounge access and travel-booking rewards are subject to conditions
  • Earn reward points on eligible retail and online spends; exclusions apply

Eligibility: New-to-credit allowed; minimum fixed deposit ₹20,000

See fees, eligibility & all details Apply now
IDFC First Credit Card promotional card visual
IDFC FIRSTRewards

IDFC First Credit Card

Lifetime-free card with up to 10X reward points.

Annual feeNil
Top benefitUp to 10X reward points on selected categories; earn rates and exclusions vary
Also offersRailway lounge access is subject to the previous-month spend requirement
Quick view
Key benefits
  • Lifetime-free offer is advertised
  • Up to 10X reward points on selected categories; earn rates and exclusions vary
  • Railway lounge access is subject to the previous-month spend requirement

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed income ₹3,00,000/year

See fees, eligibility & all details Apply now
IDFC First Power Credit Card promotional card visual
IDFC FIRSTFuel

IDFC First Power Credit Card

Up to 5% savings on HPCL fuel.

Annual fee₹199 + GST from year two
Top benefitZero forex markup is advertised for eligible international transactions
Also offersHPCL fuel spends can earn accelerated points and HP Pay benefits
Quick view
Key benefits
  • Zero forex markup is advertised for eligible international transactions
  • HPCL fuel spends can earn accelerated points and HP Pay benefits
  • Grocery, utility and FASTag spends can earn reward points

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed income ₹5,00,000/year

See fees, eligibility & all details Apply now
IDFC First Power Plus Credit Card promotional card visual
IDFC FIRSTFuel

IDFC First Power Plus Credit Card

Accelerated rewards on shopping, dining and travel.

Annual fee₹499 + GST from year two
Top benefitZero forex markup is advertised for eligible international transactions
Also offersHPCL fuel rewards and HP Pay benefits are advertised at authorised outlets
Quick view
Key benefits
  • Zero forex markup is advertised for eligible international transactions
  • HPCL fuel rewards and HP Pay benefits are advertised at authorised outlets
  • Grocery, utility and FASTag spends can earn accelerated reward points

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed income ₹5,00,000/year

See fees, eligibility & all details Apply now
IndusInd Legend Credit Card promotional card visual
IndusIndRewards

IndusInd Legend Credit Card

Travel, dining and shopping benefits.

Annual feeNil
Top benefitWeekend spends earn more reward points than weekday spends
Also offersMonthly BookMyShow buy-one-get-one movie tickets are advertised
Quick view
Key benefits
  • Lifetime-free offer is advertised
  • Weekend spends earn more reward points than weekday spends
  • Monthly BookMyShow buy-one-get-one movie tickets are advertised

Eligibility: Age 21–65; salaried income ₹80,000 or self-employed income ₹1,00,000 (period not stated)

See fees, eligibility & all details Apply now

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News & offersChanges and time-limited promotions →Practical guidesFees, rewards and lounge access →

THE CARD WEEK

Recent card updates, clearly explained

All news & offers →
Editorial illustration

SOURCE 26 October 2026 · SHOPPING OFFERS

HDFC × Acerpure: 5% cashback, up to ₹10,000, on eligible EasyEMI purchases

A current appliance offer with a ₹30,000 minimum purchase and specific EMI tenures. Here is how to compare the cashback with the final bill.

Read the summary →
Editorial illustration

SOURCE 26 October 2026 · SHOPPING OFFERS

HDFC × Blue Star: check the up to ₹4,000 EasyEMI cashback offer

Selected air conditioners qualify under an October–November promotion. The minimum transaction, six-month tenure and card exclusions matter.

Read the summary →
Editorial illustration

SOURCE 26 October 2026 · TRAVEL OFFERS

HSBC’s temporary 0% forex-markup offer runs until 31 October

Eligible foreign-currency purchases can receive a markup waiver. Posting date and the distinction between currency conversion and other charges are the details to watch.

Read the summary →

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