IDFC FIRST WOW Black Credit Card

THE VALUE AT A GLANCE

What this card offers

The features to weigh against your spending habits.

• Zero forex markup is advertised for eligible international transactions
• Domestic lounge access and travel-booking rewards are subject to conditions
• Earn reward points on eligible retail and online spends; exclusions apply
• Eligible RuPay UPI spends can earn accelerated points

KNOW THE COST

Fees & annual waiver

Joining fee

₹750 + GST

Annual fee

₹750 + GST

Fee waiver

Waived on ₹1,50,000 preceding-year spend

Check the issuer’s current schedule for taxes, interest, late-payment charges and other transaction fees.

BEFORE YOU APPLY

Eligibility

The listed application requirements for this card.

• New-to-credit allowed
• minimum fixed deposit ₹20,000
• age and income not listed

The issuer makes the final approval decision. Meeting the listed requirements does not guarantee approval.

KEEP THESE READY

Documents

• A document checklist was not available in the information reviewed for this card.

The exact documents depend on the issuer’s application and KYC requirements. Submit documents only through the authorized application process.

YOUR NEXT STEP

How to apply

1. Check your card choiceReview the fee, benefits and application requirements above.
2. Open the applicationChoose Apply now to continue to the partner’s application page.
3. Follow the issuer’s processConfirm the exact card variant and current terms, then complete the requested steps.

For lounge benefits, check your exact card variant, current spend requirements and remaining visits before travelling.