IDFC FIRST WOW Credit Card

THE VALUE AT A GLANCE

What this card offers

The features to weigh against your spending habits.

• Lifetime-free, fixed-deposit-backed card is advertised
• The credit limit is linked to the fixed deposit; income proof is not required per the offer page
• Zero forex markup is advertised for eligible international transactions
• Earn reward points on eligible spends; categories and rates vary

KNOW THE COST

Fees & annual waiver

Joining fee

Nil

Annual fee

Nil

Fee waiver

Not applicable

Check the issuer’s current schedule for taxes, interest, late-payment charges and other transaction fees.

BEFORE YOU APPLY

Eligibility

The listed application requirements for this card.

• New-to-credit allowed
• fixed deposit of ₹20,000 or more described in benefits
• age and income not listed

The issuer makes the final approval decision. Meeting the listed requirements does not guarantee approval.

KEEP THESE READY

Documents

• A document checklist was not available in the information reviewed for this card.

The exact documents depend on the issuer’s application and KYC requirements. Submit documents only through the authorized application process.

YOUR NEXT STEP

How to apply

1. Check your card choiceReview the fee, benefits and application requirements above.
2. Open the applicationChoose Apply now to continue to the partner’s application page.
3. Follow the issuer’s processConfirm the exact card variant and current terms, then complete the requested steps.

For lounge benefits, check your exact card variant, current spend requirements and remaining visits before travelling.