INDIA CREDIT-CARD COMPARISON

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Cards from India's leading issuers

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Browse all 16 issuers
AU Small Finance Bank 2Axis Bank 11BOBCARD 1DCB 1HDFC Bank 10HSBC 1IDFC FIRST Bank 6IndusInd Bank 3Kotak Mahindra Bank 2RBL Bank 1RoarBank 1SBI Card 8SBM 1Scapia 1Uni 1Yes Bank 1

CARD CATALOG

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Individual review dates on card pages

IndusInd Platinum Credit Card promotional card visual
IndusIndRewards

IndusInd Platinum Credit Card

Lifetime-free card with reward points and partner discounts.

Annual feeNil
Top benefitEarn 1.5 reward points per ₹150 spent; the page states ₹0.65 value per point
Also offersCoverage and reward redemption depend on issuer terms
Quick view
Key benefits
  • Lifetime-free offer is advertised
  • Earn 1.5 reward points per ₹150 spent; the page states ₹0.65 value per point
  • Fuel waiver and travel insurance are advertised

Eligibility: Age 21–65; salaried income ₹20,000 or self-employed income ₹30,000 (period not stated)

See fees, eligibility & all details Apply now
IndusInd Tiger Credit Card promotional card visual
IndusIndTravel

IndusInd Tiger Credit Card

Lifetime-free card with no joining or annual fees.

Annual feeNil
Top benefitReward multipliers vary with annual spend
Also offersDomestic and international lounge visits are advertised, subject to card conditions
Quick view
Key benefits
  • Lifetime-free offer is advertised
  • Reward multipliers vary with annual spend
  • Domestic and international lounge visits are advertised, subject to card conditions

Eligibility: Age 21–65; salaried income ₹20,000/month or self-employed income ₹30,000/month

See fees, eligibility & all details Apply now
Kotak Cashback Plus Credit Card promotional card visual
KotakCashback

Kotak Cashback Plus Credit Card

Cashback on everyday spending.

Annual fee₹750 + GST
Top benefitCashback is advertised on online grocery, food delivery and entertainment platforms
Also offersFuel cashback and all-other-spend cashback are advertised at separate rates
Quick view
Key benefits
  • Cashback is advertised on online grocery, food delivery and entertainment platforms
  • Fuel cashback and all-other-spend cashback are advertised at separate rates
  • Fuel surcharge waiver has transaction and annual limits

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹3,00,000/year

See fees, eligibility & all details Apply now
Kotak League Platinum Credit Card promotional card visual
KotakRewards

Kotak League Platinum Credit Card

Premium lifestyle benefits and everyday rewards.

Annual feeNil
Top benefitEarn up to 8 reward points per ₹150 in selected categories; base rate and annual-spend tiers apply
Also offersSpend milestones can unlock PVR tickets or bonus points
Quick view
Key benefits
  • Lifetime-free offer is advertised
  • Earn up to 8 reward points per ₹150 in selected categories; base rate and annual-spend tiers apply
  • Spend milestones can unlock PVR tickets or bonus points

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹3,00,000/year

See fees, eligibility & all details Apply now
RBL Bank Shoprite Credit Card promotional card visual
RBL BankRewards

RBL Bank Shoprite Credit Card

Savings on everyday grocery spending.

Annual feeNil
Top benefitEarn accelerated reward points on grocery spends
Also offersPartner discounts are advertised at selected merchants
Quick view
Key benefits
  • Earn accelerated reward points on grocery spends
  • Partner discounts are advertised at selected merchants
  • Other eligible purchases earn reward points at a lower rate

Eligibility: Age 21–65; salaried income ₹15,000/month or self-employed ITR above ₹2,00,000/year

See fees, eligibility & all details Apply now
RoarBank RuPay Credit Card promotional card visual
RoarBankCashback

RoarBank RuPay Credit Card

Savings-account and RuPay-powered UPI payments benefits.

Annual feeNil
Top benefitUp to 20% cashback on two monthly selected categories is advertised
Also offersCombines a savings account, RuPay credit card and UPI payments
Quick view
Key benefits
  • Lifetime-free offer is advertised
  • Up to 20% cashback on two monthly selected categories is advertised
  • Combines a savings account, RuPay credit card and UPI payments

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹3,00,000/year

See fees, eligibility & all details Apply now
SBI Elite Credit Card promotional card visual
SBITravel

SBI Elite Credit Card

Lifestyle, lounge, movie and low-forex benefits.

Annual fee₹4,999 + GST from year two
Top benefitDomestic and international lounge visits are advertised with annual limits
Also offersInternational lounge access uses Priority Pass under stated conditions
Quick view
Key benefits
  • Domestic and international lounge visits are advertised with annual limits
  • International lounge access uses Priority Pass under stated conditions
  • Foreign currency markup is advertised at 1.99%

Eligibility: Age 21–65; salaried income ₹60,000/month or self-employed income ₹7,20,000/year

See fees, eligibility & all details Apply now
SBI Flipkart Credit Card promotional card visual
SBICashback

SBI Flipkart Credit Card

Everyday online-shopping benefits.

Annual fee₹500 + GST
Top benefitCashback is advertised at Flipkart, Shopsy, Flipkart Travel and Cleartrip
Also offersMyntra and selected partner cashback rates have quarterly caps
Quick view
Key benefits
  • Cashback is advertised at Flipkart, Shopsy, Flipkart Travel and Cleartrip
  • Myntra and selected partner cashback rates have quarterly caps
  • Other eligible retail spends earn cashback at a separate rate

Eligibility: Age 21–65; salaried or self-employed

See fees, eligibility & all details Apply now
SBI IRCTC RuPay Credit Card promotional card visual
SBITravel

SBI IRCTC RuPay Credit Card

Benefits for IRCTC bookings.

Annual fee₹500 + GST from year two
Top benefitEarn reward points on eligible IRCTC railway bookings
Also offersOther eligible retail spends earn points at a separate rate
Quick view
Key benefits
  • Earn reward points on eligible IRCTC railway bookings
  • Other eligible retail spends earn points at a separate rate
  • Railway lounge visits are advertised with quarterly limits

Eligibility: Age 21–65; income ₹30,000/month

See fees, eligibility & all details Apply now
SBI Miles Credit Card promotional card visual
SBITravel

SBI Miles Credit Card

Travel credits as a welcome gift.

Annual fee₹1,499 + GST from year two
Top benefitEarn travel credits on eligible travel and other spends
Also offersTravel credits can be redeemed for eligible airline or hotel benefits
Quick view
Key benefits
  • Earn travel credits on eligible travel and other spends
  • Travel credits can be redeemed for eligible airline or hotel benefits
  • Welcome credits require qualifying spend within the stated period

Eligibility: Age 21–65; salaried income ₹60,000/month or self-employed income ₹7,20,000/year

See fees, eligibility & all details Apply now
SBI Simply Save Credit Card promotional card visual
SBIRewards

SBI Simply Save Credit Card

Simple rewards and low fee for beginners.

Annual fee₹499 + GST from year two
Top benefitAccelerated reward points are advertised for dining, movies, groceries and departmental stores
Also offersOther eligible purchases earn a lower reward rate
Quick view
Key benefits
  • Accelerated reward points are advertised for dining, movies, groceries and departmental stores
  • Other eligible purchases earn a lower reward rate
  • Welcome points require qualifying spends within the stated period

Eligibility: Age 21–65; minimum income ₹30,000 (period not stated)

See fees, eligibility & all details Apply now
SBM ZET Credit Card promotional card visual
SBMUPI & RuPay

SBM ZET Credit Card

FD-backed RuPay credit card with lifetime-free benefits.

Annual feeNil
Top benefitFD-backed RuPay card; the deposit supports the credit limit
Also offersCashback is advertised on selected shopping and voucher partners
Quick view
Key benefits
  • FD-backed RuPay card; the deposit supports the credit limit
  • Cashback is advertised on selected shopping and voucher partners
  • UPI cashback requires the paid ZET subscription and has a monthly cap

Eligibility: Age 21–65; minimum fixed deposit ₹2,000

See fees, eligibility & all details Apply now

BEYOND THE APPLICATION

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STAY INFORMED

Guides, news & offer updates

Understand card terms and read dated offer summaries. Always check the live issuer terms before acting.

THE CARD WEEK

Recent card updates, clearly explained

All news & offers →
Editorial illustration

SOURCE 26 October 2026 · SHOPPING OFFERS

HDFC × Acerpure: 5% cashback, up to ₹10,000, on eligible EasyEMI purchases

A current appliance offer with a ₹30,000 minimum purchase and specific EMI tenures. Here is how to compare the cashback with the final bill.

Read the summary →
Editorial illustration

SOURCE 26 October 2026 · SHOPPING OFFERS

HDFC × Blue Star: check the up to ₹4,000 EasyEMI cashback offer

Selected air conditioners qualify under an October–November promotion. The minimum transaction, six-month tenure and card exclusions matter.

Read the summary →
Editorial illustration

SOURCE 26 October 2026 · TRAVEL OFFERS

HSBC’s temporary 0% forex-markup offer runs until 31 October

Eligible foreign-currency purchases can receive a markup waiver. Posting date and the distinction between currency conversion and other charges are the details to watch.

Read the summary →

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