INDIA CREDIT-CARD COMPARISON

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Cashback Fuel Rewards Shopping Travel UPI & RuPay

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Cards from India's leading issuers

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Browse all 16 issuers
AU Small Finance Bank 2Axis Bank 11BOBCARD 1DCB 1HDFC Bank 10HSBC 1IDFC FIRST Bank 6IndusInd Bank 3Kotak Mahindra Bank 2RBL Bank 1RoarBank 1SBI Card 8SBM 1Scapia 1Uni 1Yes Bank 1

CARD CATALOG

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Individual review dates on card pages

Axis Indian Oil RuPay Credit Card promotional card visual
Axis BankFuel

Axis Indian Oil RuPay Credit Card

Fuel rewards at IndianOil, fuel surcharge waiver and online shopping benefits.

Annual fee₹500 + GST from year two
Top benefitAccelerated EDGE Reward Points are advertised on IndianOil fuel purchases
Also offersOnline purchases earn EDGE Reward Points subject to a cap
Quick view
Key benefits
  • Accelerated EDGE Reward Points are advertised on IndianOil fuel purchases
  • Fuel surcharge waiver has a monthly cap
  • Online purchases earn EDGE Reward Points subject to a cap

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed income ₹3,60,000/year

See fees, eligibility & all details Apply now
Axis LIC Signature Credit Card promotional card visual
Axis BankRewards

Axis LIC Signature Credit Card

Benefits for LIC premium payments.

Annual feeNil
Top benefitLIC premium and foreign-currency spends earn EDGE Reward Points
Also offersDomestic lounge visits require qualifying recent spends
Quick view
Key benefits
  • Lifetime-free offer is advertised
  • LIC premium and foreign-currency spends earn EDGE Reward Points
  • Domestic lounge visits require qualifying recent spends

Eligibility: Age 21–65; salaried income ₹5,00,000/year or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
Axis Magnus Credit Card promotional card visual
Axis BankTravel

Axis Magnus Credit Card

Rewards for travel, food and online shopping.

Annual fee₹12,500 + GST
Top benefitGlobal and domestic lounge access is advertised with guest and card conditions
Also offersWelcome voucher choices are subject to activation terms
Quick view
Key benefits
  • Global and domestic lounge access is advertised with guest and card conditions
  • Welcome voucher choices are subject to activation terms
  • Oberoi and Trident hotel discounts are advertised

Eligibility: Age 21–65; salaried income ₹1,50,000/month or self-employed ITR above ₹18,00,000/year

See fees, eligibility & all details Apply now
Axis MyZone RuPay Credit Card promotional card visual
Axis BankShopping

Axis MyZone RuPay Credit Card

Entry-level shopping, dining and entertainment benefits.

Annual fee₹500 + GST
Top benefitMonthly buy-one-get-one movie offer through District is advertised
Also offersSwiggy food-order discounts are subject to minimum spend and monthly limits
Quick view
Key benefits
  • Monthly buy-one-get-one movie offer through District is advertised
  • Swiggy food-order discounts are subject to minimum spend and monthly limits
  • Quarterly lounge access requires qualifying recent spends

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹3,60,000/year

See fees, eligibility & all details Apply now
Axis Neo RuPay Credit Card promotional card visual
Axis BankShopping

Axis Neo RuPay Credit Card

Daily lifestyle-expense benefits.

Annual feeNil
Top benefitPartner discounts are advertised for Blinkit, BookMyShow, Myntra, Paytm and Zomato
Also offersDiscount caps, minimum spends and eligible channels vary by partner
Quick view
Key benefits
  • Lifetime-free offer is advertised
  • Partner discounts are advertised for Blinkit, BookMyShow, Myntra, Paytm and Zomato
  • Discount caps, minimum spends and eligible channels vary by partner

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹3,60,000/year

See fees, eligibility & all details Apply now
Axis Privilege Amex Credit Card promotional card visual
Axis BankTravel

Axis Privilege Amex Credit Card

Shopping and travel benefits.

Annual feeNil under promotional offer
Top benefitDomestic lounge visits require qualifying previous-quarter spend
Also offersMonthly District movie benefit is advertised
Quick view
Key benefits
  • Limited-time lifetime-free offer was recorded at the last review
  • Domestic lounge visits require qualifying previous-quarter spend
  • Monthly District movie benefit is advertised

Eligibility: Age 21–65; salaried income ₹50,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
Axis Privilege Credit Card promotional card visual
Axis BankRewards

Axis Privilege Credit Card

Exclusive shopping and travel benefits.

Annual fee₹1,500 + GST
Top benefitWelcome and annual-spend milestones can earn EDGE Reward Points
Also offersDomestic lounge access requires qualifying previous-quarter spend
Quick view
Key benefits
  • Welcome and annual-spend milestones can earn EDGE Reward Points
  • Domestic lounge access requires qualifying previous-quarter spend
  • Wednesday partner discounts and monthly District movie offer are advertised

Eligibility: Age 21–65; salaried income ₹50,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
Axis Rewards Visa Credit Card promotional card visual
Axis BankRewards

Axis Rewards Visa Credit Card

Rewards on apparel and departmental stores.

Annual fee₹1,000 + GST
Top benefitAccelerated EDGE Reward Points are advertised at apparel and departmental stores
Also offersDomestic lounge access requires qualifying previous-quarter spend
Quick view
Key benefits
  • Accelerated EDGE Reward Points are advertised at apparel and departmental stores
  • Domestic lounge access requires qualifying previous-quarter spend
  • Swiggy discount is subject to order minimums and monthly limits

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹3,60,000/year

See fees, eligibility & all details Apply now
DCB Novio Credit Card promotional card visual
DCBUPI & RuPay

DCB Novio Credit Card

Rewarding UPI card.

Annual feeNil
Top benefitRuPay credit card backed by a fixed deposit
Also offersUp to 15% Novio Coins on eligible UPI spends through Novio UPI is advertised
Quick view
Key benefits
  • RuPay credit card backed by a fixed deposit
  • Up to 15% Novio Coins on eligible UPI spends through Novio UPI is advertised
  • Select variant lounge access requires the stated minimum deposit

Eligibility: Age 21–65; minimum fixed deposit ₹2,000

See fees, eligibility & all details Apply now
HDFC Bank Credit Card promotional card visual
HDFC BankRewards

HDFC Bank Credit Card

Banking and card benefits.

Annual feeStarting at ₹500 + GST
Top benefitLounge access and insurance benefits vary by the specific HDFC card variant
Also offersSmart EMI is available on eligible purchases under issuer terms
Quick view
Key benefits
  • Lounge access and insurance benefits vary by the specific HDFC card variant
  • Smart EMI is available on eligible purchases under issuer terms
  • Milestone vouchers depend on card variant and qualifying spend

Eligibility: Age 21–65; salaried income ₹20,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now
HDFC Bank Marriott Credit Card promotional card visual
HDFC BankTravel

HDFC Bank Marriott Credit Card

Luxury-stay benefits.

Annual fee₹3,000 + GST
Top benefitEarn Marriott Bonvoy points on eligible spends and participating hotel spends
Also offersDomestic and international lounge visits are advertised with annual limits
Quick view
Key benefits
  • Earn Marriott Bonvoy points on eligible spends and participating hotel spends
  • Domestic and international lounge visits are advertised with annual limits
  • Marriott Bonvoy Silver Elite status is advertised

Eligibility: Age 21–65; salaried gross income above ₹1,00,000/month or self-employed ITR above ₹15,00,000/year

See fees, eligibility & all details Apply now
HDFC IRCTC Credit Card promotional card visual
HDFC BankTravel

HDFC IRCTC Credit Card

Travel and IRCTC booking rewards.

Annual feeNil under promotional offer
Top benefitEarn accelerated reward points on IRCTC ticket bookings
Also offersEarn reward points on other eligible spends at a lower rate
Quick view
Key benefits
  • Earn accelerated reward points on IRCTC ticket bookings
  • Earn reward points on other eligible spends at a lower rate
  • IRCTC Executive Lounge visits are advertised with quarterly limits

Eligibility: Age 21–65; salaried income ₹25,000/month or self-employed ITR above ₹6,00,000/year

See fees, eligibility & all details Apply now

BEYOND THE APPLICATION

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News & offersChanges and time-limited promotions →Practical guidesFees, rewards and lounge access →

THE CARD WEEK

Recent card updates, clearly explained

All news & offers →
Editorial illustration

SOURCE 26 October 2026 · SHOPPING OFFERS

HDFC × Acerpure: 5% cashback, up to ₹10,000, on eligible EasyEMI purchases

A current appliance offer with a ₹30,000 minimum purchase and specific EMI tenures. Here is how to compare the cashback with the final bill.

Read the summary →
Editorial illustration

SOURCE 26 October 2026 · SHOPPING OFFERS

HDFC × Blue Star: check the up to ₹4,000 EasyEMI cashback offer

Selected air conditioners qualify under an October–November promotion. The minimum transaction, six-month tenure and card exclusions matter.

Read the summary →
Editorial illustration

SOURCE 26 October 2026 · TRAVEL OFFERS

HSBC’s temporary 0% forex-markup offer runs until 31 October

Eligible foreign-currency purchases can receive a markup waiver. Posting date and the distinction between currency conversion and other charges are the details to watch.

Read the summary →

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