DCB Novio Credit Card

THE VALUE AT A GLANCE

What this card offers

The features to weigh against your spending habits.

• RuPay credit card backed by a fixed deposit
• Up to 15% Novio Coins on eligible UPI spends through Novio UPI is advertised
• Select variant lounge access requires the stated minimum deposit
• Partner discounts are advertised; caps and eligible variants apply

KNOW THE COST

Fees & annual waiver

Joining fee

Nil

Annual fee

Nil

Fee waiver

Not applicable

Check the issuer’s current schedule for taxes, interest, late-payment charges and other transaction fees.

BEFORE YOU APPLY

Eligibility

The listed application requirements for this card.

• Age 21–65
• minimum fixed deposit ₹2,000
• physical card offered for deposits above ₹10,000

The issuer makes the final approval decision. Meeting the listed requirements does not guarantee approval.

KEEP THESE READY

Documents

• A document checklist was not available in the information reviewed for this card.

The exact documents depend on the issuer’s application and KYC requirements. Submit documents only through the authorized application process.

YOUR NEXT STEP

How to apply

1. Check your card choiceReview the fee, benefits and application requirements above.
2. Open the applicationChoose Apply now to continue to the partner’s application page.
3. Follow the issuer’s processConfirm the exact card variant and current terms, then complete the requested steps.

For lounge benefits, check your exact card variant, current spend requirements and remaining visits before travelling.