The current bank page differs from the larger amount in its URL; use the live offer details for your quote.
What the official listing says
The live HDFC page lists 5% cashback capped at ₹1,000 on selected Cruise products from 1 October–30 November 2026. It specifies six-month-or-longer EasyEMI, a processing fee up to ₹299 plus GST and one transaction per card per month. Its heading excludes co-branded cards, although later wording refers to selected co-brand and business categories.
Eligibility and important conditions
The URL still contains a ₹1,500 reference. That is not the current benefit stated in the page content. Resolve the exact card and model eligibility with the issuer or retailer, especially where the page’s category descriptions differ. Save the applicable terms and the final finance quote.
How to judge the value
A cooling purchase should start with room size, usage, energy consumption and service availability. Compare installation components and annual electricity use rather than just the sticker discount. If the cashback is ₹1,000, an extra finance charge can consume a substantial share of the benefit. Ask for the total repayment amount instead of judging the offer by the monthly instalment alone.
Before acting
Open the linked current official terms and confirm the details for your exact card and purchase. The related cards below are products to explore; their presence does not confirm eligibility for every offer.
- Keep the terms and final confirmation.
- Check exclusions, dates and any fees.
- Use the saving actually available to you rather than the maximum headline.
