Yes Bank
UPI & RuPayYes Bank Pop-Club Credit Card
Lifetime-free card with POPcoins on eligible UPI spends.

- Joining fee
- Nil
- Annual fee
- Nil
- Annual fee waiver
- Not applicable
THE VALUE AT A GLANCE
What this card offers
The features to weigh against your spending habits.
- Lifetime-free offer is advertised
- Earn POPcoins on eligible online and offline spends
- Extra POPcoins are advertised on eligible POP UPI spends
- Joining vouchers and memberships are subject to activation and partner terms
KNOW THE COST
Fees & annual waiver
- Joining fee
- Nil
- Annual fee
- Nil
- Fee waiver
- Not applicable
Check the issuer’s current schedule for taxes, interest, late-payment charges and other transaction fees.
Offer details to check
PAN and Aadhaar required; income documents not listed
BEFORE YOU APPLY
Eligibility
The listed application requirements for this card.
- Age 21–60
- credit score 730+
- existing other-bank card with ₹50,000 limit and six-month history
- new-to-credit not allowed
The issuer makes the final approval decision. Meeting the listed requirements does not guarantee approval.
KEEP THESE READY
Documents
- PAN card
- Aadhaar number; the offer page says approval may use an existing card history and limit
The exact documents depend on the issuer’s application and KYC requirements. Submit documents only through the authorized application process.
YOUR NEXT STEP
How to apply
- Check your card choiceReview the fee, benefits and application requirements above.
- Open the applicationChoose Apply now to continue to the partner’s application page.
- Follow the issuer’s processConfirm the exact card variant and current terms, then complete the requested steps.
For lounge benefits, check your exact card variant, current spend requirements and remaining visits before travelling.
About this card’s information
Details reviewed on 26 September 2026. Fees, benefits and eligibility can change. Issuer-document checks remain pending for some details.
Have a question or spotted a detail to update?
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